Coverage against all liability exposures of a business unless specifically excluded.

Provides coverage against loss by any cause except fraud and criminal acts of the Insured’s employees, forgery, war risks, convulsion of nature. It also includes damage, actual destruction and wrongful taking of the money, securities or payroll money.

Protects Insured against liabilities to third party due to accidents that occur at your house (whether owned or rented) or your acts of negligence and/or of members of your household that result in the death of or injuries to third parties or of the destruction of or damage to the property of third parties.