Covers total/partial damage to your vehicle caused by accidental collision, overturning, etc. This also covers loss due to theft of the vehicle and its add-on accessories (must be declared) and covers liability to 3rd parties due to bodily injury caused by the insured vehicle for the amount in excess of the CTPL cover. May also include coverage for ACTS OF NATURE.

Covers 3rd party bodily injury or death It is required by the (LTO) for the registration of your vehicle.